This website is operated by Future Finance Limited (we, us, our). Use of this website is offered to you on your acceptance of these Terms of Use, our Privacy Statement and other notices posted on this website . Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Statement here and other notices posted on this website . If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our current information, services, or website.
Future Finance shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website. The most recent version of these Terms of Use may always be found at www.futurefinance.co.nz
You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on 1st December 2021.
Access to this website is on a temporary basis, and we may amend the information on, or withdraw or suspend access to, our website and/or the services on our website without notice.
You must not attempt to gain unauthorised access to the server on which our website is stored or any server, computer or database connected to our website.
You may use our website only for lawful purposes and not in any way that breaches any applicable law or regulation. In addition, you must not use our website:
a. to harm or attempt to harm any individual (including by sending or uploading material that is or contains defamatory, obscene, offensive, hateful, or inflammatory, violent or sexually explicit content);
b. to send, receive, upload, download or use any material which does not comply with the standards set out in these Terms of Use;
c. to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
d. to create liability for or cause damage to us in any way;
e. to infringe any intellectual property rights or to breach of any obligation owed to a third party;
f. to provide false, inaccurate or misleading information; or
g. to impersonate any person, or to misrepresent your identity or affiliation with any person.
You must not reproduce, duplicate, copy or resell this website (or part of it) in breach of any of the provisions in these Terms of Use and must not access, interfere with, damage or disrupt any part of this website or any equipment or network on which this website is stored or any software used in the provision of this website.
This website must not be framed on any other website. You may link to our home page only, from a website owned by you, provided you do so legally. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists and any link must not damage our reputation or exploit it. We reserve the right to withdraw this permission without notice.
Applications for credit
Nothing in this site is to be construed as Future Finance making any offer to enter into any transaction or relationship with you. For full details of up-to-date service information, charges, interest rates, terms of use, and any special offers you should telephone Future Finance on 0800 25 10 10. Notwithstanding any information on this site, any application for credit from Future Finance will be subject to Future Finance's usual lending criteria and terms as applicable at the time of application, together with lending fees, transaction fees and interest as applicable at the time of application. Future Finance strongly recommends that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.
Our liability
The information on this website has been provided by Future Finance for informational purposes and is not intended to amount to advice on which you can rely. To the extent permitted by law, Future Finance does not warrant the accuracy or completeness of the materials on this website. To the extent permitted by law, Future Finance does not accept any liability for any loss or damage directly or indirectly arising from any information contained on this website. Without limiting the foregoing, to the extent permitted by law, we expressly exclude all conditions, warranties and other terms which might otherwise be implied by law.
Third Party Websites, Content and Products and Services
Links or pointers to other websites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. As we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which you acknowledge and agree shall be at your own risk.
Use of Information
Future Finance or its licensors has and retains copyright and all other intellectual property rights in all information on this webiste. You may view the content on this website for non-commecial use, and no part of the information displayed on this website is to be copied or displayed for redistribution to third parties without the written permission of Future Finance. No information on this website may be changed by any user.
Our liability
This website is governed by, and is to be interpreted consistently with, New Zealand law. You submit to the exclusive jurisdiction of the courts of New Zealand.